Figuring out how to pay for college can be one of the most stressful parts. From student loans to grants to scholarships, it’s hard to figure out how to get the most bang for your buck, but we talked to some financial aid and admissions experts to get some tips on how to get the most out of your college financial aid package.
College is the perfect time to start being smart with your money. If you start saving and being responsible now, it can save you a lifetime of pain and debt later on! We’ve rounded up some financial experts to share their advice.
Shopping is a common language that most of us speak well, especially for us college women. Unfortunately, in order to shop, you need to have money, which becomes a problem if you shop a lot. However, I’ve put together a simple guide on how you can save money while you go shopping, leaving a little more in your pocket that you might have otherwise, and still leave a happy shopping bag!
I’m sure you’ve heard about the absolute dream that is successfully selling on Etsy. Crafting in your pajamas? Not needing to work intensely long hours to make a few bucks? Actually having FUN? Sounds like some sort of made-up fantasy, right?
At 19, a year into college, I started an Etsy shop on a whim. I hand-painted a mug for my cousin’s birthday, and had a ton of fun making it… so I took the plunge and set up shop. I’m glad I did, because it ended up being SO much more of a success than I ever thought that it would be. During the second year, I was bringing in $4k/month in revenue, working only 5 hours a week.
That dream can be your reality. I’m serious. And I’m here to tell you how.
College is very expensive, and we have all come to know that as students. If you don’t have the financial help to get through the semester because you spent your savings on paying tuition, it makes it difficult to pass by, especially when you are in need. For students who do have a job, it might seem like you are living paycheck to paycheck. But do not worry, my experiences through college and working a part-time job has taught me the valuable lesson of how to save money! Be smart about money and consider the tips below to help save more money each semester.
If you haven’t called one of your parents begging for money at least once during your 4 years in college, you are probably Richie Rich and don’t need to. For the rest of us, searching for change in the community room couches, and using hangers to get food out of the vending machines is everyday life. At what point does finding a quarter on the ground become a life changing event? I don’t know, but that’s a new low you will probably only hit in college. Sadly, sometimes being thrifty just isn’t enough, and we can only stretch our last $5 for so long. That’s why I’m here to give you a few ideas for some unconventional jobs that you can totally have in college. Check out these jobs that you can have in college, while still focusing on your studies–or your Netflix…probably that one.
Getting an on-campus job is a great way to save up money for the future and to pay for college. If you live on campus, having an on-campus job can be more convenient than finding one elsewhere and most colleges have a plethora of on-campus jobs to choose from. Here are some ideas to get you started!
It’s a well-known fact that most college students do not know how to spend money efficiently. Don’t believe me? How many times have you went out to eat in the past month? How many times do you go out to Starbucks to grab coffee? How many times have you used some of your paycheck to pay off your student loan? I rest my case.
Why is it so hard for us young adults to make wiser choices in spending and saving money? It’s because most of us are used to having our parents help us out financially. But now that we are getting older, it’s time to grow up and start making smarter decisions regarding our money. And here’s how!
At some point in your college career you’re bound to feel like your bank account has hit a balance of $0. Now-and maybe for the first time- you are truly responsible for handling your own bank accounts. Regardless of the source of income (working full time over the summer or a check from your parents here and there), we all have felt overwhelmed from the never-ending costs that college presents us. Budgets help– maybe? Let’s be honest with ourselves: you could easily completely blow the money you had budgeted for gas and eyebrow threading on the purse that was “a big steal”. It would be a lot easier if there were ways to automatically save us money; ones we might not even have to think about. Lucky for you, I’ve found 5 great apps that are going to start saving you money NOW.
Disclaimer: Every college has different policies regarding financial aid and the paperwork that they require. This information is simply based on my knowledge from my experiences and should not be taken as gospel. For specific questions, please consult your school’s financial aid office or studentaid.gov.